Pre paying for your funeral can provide the peace of mind of knowing you are not leaving a funeral bill for your family to pay.
BUT: sometimes it is not practical to pre pay in advance. If you are financially healthy and your money is earning a decent return...then why pre pay for a funeral that has been increasing in price at the rate of 3% a year? If you are financially healthy your funeral expenses will be paid by your executor from the assets in your estate or from your life insurance proceeds, etc.
Don't worry about it.
BUT: if you are in jeopardy of using all your assets to pay for expensive medical treatments or an extended stay in a rest home, then you need to pre pay while you can. See Title 19 and your funeral.
When a funeral is pre paid in full at Gleeson-Ryan Funeral Home, your price is locked in forever. Your family will not have to add one cent at the time of your death.
Your money will be placed in a F.D.I.C. escrow account. The safety of your money is of top priority to Gleeson-Ryan Funeral Home.
We can determine the plan best for you after we have had a short discussion about your needs and situation.
Any place you pre pay for a funeral be certain of the following:
- Your contract lists all the goods and services that you expect and paid for.
- Your contract is portable. Meaning that you can transfer your money to another funeral home should you relocate to another city or state; or just want to make a change.
Please contact Gleeson-Ryan Funeral Home for additional information.